Your Credit Score May Have Gone Up
Over the past year and a half, the big three credit bureaus of Equifax, TransUnion and Experian have made some subtle yet important changes to the way negative information is reported on credit reports. What does this mean for you? It could mean that your FICO credit score has risen recently—even if your debts and monthly payments haven’t changed. Following a study by the Consumer Financial Protection Bureau, all three credit bureaus began scrubbing all civil judgments and ta