"When I close on my home, how do I know if all of the fees that I’m being charged are correct? And do all lenders have the same types of fees and are they similar in terms of cost?" For any type of real estate transaction—whether it’s a new home purchase or a refinance—estimated closing fees will be listed on the Good Faith Estimate (GFE) form that lenders are required to provide all loan applicants. What’s important to note here is that you’ll receive the GFE when you apply