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Rate Update: Is This the New Normal in Terms of Mortgage Rates?
You probably haven’t heard much about interest rates lately because there’s been very little movement in the rates. However, interest...
omegafinancialinco
2 min read


Options for Paying—or Not Paying—Your Closing Costs
Many borrowers have long viewed closing costs as a sort of necessary evil of getting a loan. For them, settlement day means writing a big...
omegafinancialinco
2 min read


FAQs: How does your spouse’s credit affect your mortgage potential?
"Although my credit score is fairly good, my husband’s score is about 100 points lower than mine. Is his score going to be a problem when...
omegafinancialinco
2 min read
Tax Time: Can Your Income Taxes Affect Your Credit Score?
Andy Emanuel from Omega Financial Inc., a mortgage brokerage in Norwood, MA, answers mortgage FAQs. Although having to pay a small tax...
omegafinancialinco
1 min read


FAQ: How Do 401K Contributions Affect Mortgage Approval?
“We were just pre-approved on a loan and we’ve been very vigilant with our credit, but I need to make changes to my 401k contribution. Is...
omegafinancialinco
2 min read


Resolve to Get Your Personal Finances Under Control
Whether you’re buying a new home this year or refinancing your current mortgage—or simply looking to reducing your debt—getting a handle...
omegafinancialinco
2 min read


FAQ: Correct Closing Costs
"When I close on my home, how do I know if all of the fees that I’m being charged are correct? And do all lenders have the same types of...
omegafinancialinco
2 min read
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