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Mortgage FAQ: Do I Need to Disclose a Financial Gift Before Buying a Home?
"I’M GETTING READY TO BUY MY FIRST HOME AND MY PARENTS HAVE OFFERED TO HELP BY GIVING ME MONEY FOR PART OF THE DOWN PAYMENT. WILL I NEED...
omegafinancialinco
2 min read


Get Your Debt-To-Income Ratio in Line
One crucial financial task to complete before you buy is to improve your debt-to-income ratio. What Is Debt-To-Income Ratio? Your...
omegafinancialinco
2 min read


Mortgage FAQ: Can I Use a Tax Refund for a Down Payment on a Home?
"I’D LIKE TO PUT MY TAX REFUND TOWARDS MY DOWN PAYMENT, BUT I KNOW THAT THE FUNDS FOR MY DOWN PAYMENT NEED TO BE IN MY ACCOUNT WELL...
omegafinancialinco
2 min read


Your New Home's Location Is Critical
Although proximity to services is important, the quality of the neighborhood is truly at the heart of the old saying, “Location,...
omegafinancialinco
2 min read


Making Your Home Equity Work for You
According to real estate data firm CoreLogic, home values have risen more than 11 percent nationally in the past year. If you’re a...
omegafinancialinco
2 min read


How Your Credit is Judged by Lenders
Credit scoring is a system creditors use to help determine whether to give you credit. Information about you and your credit experiences,...
omegafinancialinco
3 min read
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