Four Things We Learned in 2013 in the Real Estate and Mortgage Markets
Many expectations were exceeded in 2013 and we learned several lessons as the year went on: Interest rates can changed very quickly. From...
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omegafinancialinco
- Dec 21, 2013
- 2 min
Having Second Thoughts? How You Can Avoid "Buyer's Remorse"
“Buyer’s remorse” may seem like an easy thing to avoid with a home purchase. After all, it’s a major purchase, so you’re definitely going...
omegafinancialinco
- Dec 8, 2013
- 2 min
Calculating How Much You Can Afford
To figure out how much you can afford when you buy, first you’ll need to calculate how much of your gross monthly income can go towards...
omegafinancialinco
- Nov 21, 2013
- 3 min
Why the "Off-Season" Is a Great Time to Buy Your Dream Home
Although the spring and summer months are considered to be the traditional months for buying (and selling) a home, if you’re looking to...
omegafinancialinco
- Nov 5, 2013
- 2 min
You Do Have Down Payment Options
You do have a choice when it comes to down payments of less than 20%. Although not all lenders offer all types of loans, the following...
omegafinancialinco
- Oct 15, 2013
- 2 min
Buy or Rent? It's Often an Easy Choice
Should you buy or should you rent? Here’s why buying is almost always the clear choice: Real estate is a quality investment. Even with...
omegafinancialinco
- Sep 30, 2013
- 2 min
Paying Points on Your New Mortgage
By paying points on your mortgage, you are paying money up front to get a lower interest rate on your loan. Each point is equal to one...
omegafinancialinco
- Sep 20, 2013
- 2 min
5 Big Financial Mistakes You Don't Want to Make When Buying a Home
Undoubtedly, you’ll have plenty of things to think about when buying a home, such as the number of bedrooms, proximity to services, local...
omegafinancialinco
- Sep 20, 2013
- 2 min
What to Really Look for When You're Shopping for a Home
If you’re planning on shopping for a home, you probably already know the basics in terms of what to look for: curb appeal, proximity to...
omegafinancialinco
- Sep 6, 2013
- 2 min
Avoid a Bidding War By Being Creative
With the housing market heating up, multiple bids on homes are becoming more common. Here are a few creative ideas that may help push...
omegafinancialinco
- Sep 4, 2013
- 2 min
Buying and Selling At the Same Time
Buying a home and selling a home at the same time can be tricky, but you can minimize the difficulties. Before anything else, bring your...
omegafinancialinco
- Aug 6, 2013
- 1 min
When I should refinance?
It is often said that you should refinance when mortgage rates are 2% lower than the rate you currently have on your loan. Refinancing...
omegafinancialinco
- Aug 6, 2013
- 2 min
What is APR?
The annual percentage rate (APR) is an interest rate reflecting the cost of a mortgage as a yearly rate. This rate is likely to be higher...
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