Mortgage FAQ: Should I Get a Home Inspection Done Before the Closing?

"I’M CLOSING ON MY FIRST HOME AND MY REAL ESTATE AGENT SAID I SHOULD GET A HOME INSPECTION DONE BEFORE CLOSING. WHAT WILL THE INSPECTION ENTAIL AND HOW DOES IT WORK?"

Getting a home inspection is important because you’ll want to know ahead of time—before you go to settlement—if there are any defects, damages or other problems with your new home. As for what the inspection will entail, the home inspector will thoroughly check all areas of the home including the plumbing, wiring, air conditioning and heating, windows and doors, appliances, flooring, roof, chimney, and many other areas. They’ll also keep an eye out for common problems such as structural issues, mold and mildew, water leaks, moisture problems, and insect infestation.

Generally, a home inspection will take two to four hours to complete, depending upon the size of the home and the number of problems/issues encountered. Not only should you be present during the inspection, but you should also follow the inspector throughout the house to get a firsthand look at any current problems and to be aware of any other issues that may occur over time (such as the lifespan of the roof, etc.). At the end of the inspection, you’ll want to sit down with your inspector and discuss any issues with the condition of the home.

For more than 25 years, Omega Financial has been serving mortgage clients in Massachusetts. Our brokers have approximately 50 years in the mortgage business. You always will receive fast, courteous, and accurate information. Omega Financial, Inc. is a company duly licensed to operate in Massachusetts as a Mortgage Brokerage. We are located in the Town of Norwood, Massachusetts where we have been operating as Omega Financial Incorporated since 1988.

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