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Get Your Debt-To-Income Ratio in Line
One crucial financial task to complete before you buy is to improve your debt-to-income ratio. What Is Debt-To-Income Ratio? Your...
omegafinancialinco
2 min read


Mortgage FAQ: How Does Transferring Credit Card Balances Affect My Credit Score?
"I RECEIVED AN OFFER IN THE MAIL TO TRANSFER MY EXISTING CREDIT CARD BALANCES TO A NEW CREDIT CARD WITH A LOW INTEREST RATE. IF I DO...
omegafinancialinco
2 min read


The 6 Biggest Mistakes You Can Make When Getting a Mortgage
​Getting a mortgage is likely to be the biggest financial transaction that you’ll ever make. In order to get (and keep) a mortgage...
omegafinancialinco
2 min read


Mortgage FAQ: How Does the Equifax Data Breach Affect My Credit?
For more information on the Equifax data breach, visit Equifax’s dedicated website at https://www.equifaxsecurity2017.com or talk to your mo
omegafinancialinco
2 min read


Mortgage FAQ: Will an "Authorized User" Credit Card Show Up in a Credit Report?
"WE HAVE A CREDIT CARD IN OUR NAME THAT OUR DAUGHTER IS ALSO AUTHORIZED TO USE (IN CASE OF AN EMERGENCY). SHE’S GETTING READY TO BUY HER...
omegafinancialinco
2 min read


10 Ways to Boost Your Credit Score Now If You're Buying Next Spring
Spring may seem like quite a ways off, but if you’re looking to buy in 2017—and your credit isn’t as good as it could be—you should start...
omegafinancialinco
2 min read


Mortgage FAQ: How Much Will One Late Payment Hurt My Credit Score?
"I’VE BEEN TRYING VERY HARD TO IMPROVE MY CREDIT SCORE, BUT I SLIPPED AND WAS LATE ON ONE OF MY BILLS. HOW MUCH WILL ONE LATE PAYMENT...
omegafinancialinco
2 min read


Mortgage FAQ: Are FICO Credit Scores Going Away?
"I RECENTLY READ THAT FICO CREDIT SCORES MAY NO LONGER BE USED IN THE FUTURE. INSTEAD, LENDERS WILL BE USING ALTERNATE SCORING MODELS. IS...
omegafinancialinco
2 min read


Tax Time: Can Your Income Taxes Affect Your Credit Score?
With the April 15th tax deadline quickly approaching, now is a good time to answer a question that many people may not stop and think...
omegafinancialinco
3 min read
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