For a lot of people, the number one excuse for not buying a home is that it’s not affordable. However, when all of the costs of buying and owning a home are broken down, you can see that it’s much more manageable—and much more affordable. Your Down Payment: Although your down payment may be one of the largest expenses in the homebuying process, getting a loan with a low down payment requirement is easier today than it’s ever been. Of course, the amount you’ll need to put down

Andy Emanuel from Omega Financial Inc., a mortgage brokerage in Norwood, MA, answers mortgage FAQs. Looking to buy a home this Spring? Andy recommends you start the mortgage pre-approval process now, so that you're ready when you find your dream home. Omega Financial+ For 25 years, Omega Financial has been serving mortgage clients in Massachusetts. Our brokers have more than 60 years in the mortgage business. You always will receive fast, courteous, and accurate information.