As a borrower, any advantage you can get in the loan approval process can be helpful in getting the best loan. Soon, you’ll have one more...

As has been said many times, buying a new home is likely the most expensive purchase you’ll ever make. With that in mind, getting...

In a way, 2015 was a Jekyll-and-Hyde year. While many aspects of real estate and mortgage were steady, others experienced several big...

"I WENT THROUGH A BANKRUPTCY SIX YEARS AGO. I’VE BEEN WORKING HARD TO IMPROVE MY CREDIT SINCE THEN, BUT WILL IT BE DIFFICULT FOR ME TO...

"I’VE HEARD COMMENTATORS ON TV TALKING ABOUT ‘HOMEBUILDER CONFIDENCE’ RECENTLY. WHAT IS HOMEBUILDER CONFIDENCE AND WHY WOULD IT BE...

Many borrowers have long viewed closing costs as a sort of necessary evil of getting a loan. For them, settlement day means writing a big...

"I’M TRYING TO DECIDE IF I SHOULD MAKE UPGRADES TO MY HOME BEFORE I PUT IT ON THE MARKET. ARE THERE ANY GUIDELINES TO WHETHER OR NOT IT’S...

Much like being a buyer in today’s housing market, being a seller nowadays is different than it was just a few years ago. While market...

“I’d love to buy a home, but I just can’t afford it.” Sound familiar? This is a common refrain from people who want to buy a home, but...

Application Checklist Below is a list of documents that are required when you apply for a mortgage. However, every situation is unique...