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Mortgage FAQ: Should I Make Upgrades to my Home Before I Put it on the Market?


"I’M TRYING TO DECIDE IF I SHOULD MAKE UPGRADES TO MY HOME BEFORE I PUT IT ON THE MARKET. ARE THERE ANY GUIDELINES TO WHETHER OR NOT IT’S A GOOD IDEA TO REMODEL BEFORE SELLING?"

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Although just about every home could be upgraded in at least some small way, there’s no one-size-fits-all answer to this question. Whether or not you should remodel—and what upgrades you should make—will depend on several different factors and you’ll need to consider a few other questions first:

  • Does your home have a real need to be remodeled?

  • What do other homes in your area have that yours does not?

  • Will upgrades cause your home to be overpriced for your area?

  • How quickly are homes selling in your neighborhood?

  • Which upgrades will give you a good return on your investment?

  • What impact will remodeling have on your current finances?

To get the best answers to these questions, you’ll need to involve your real estate agent in the decision-making process. Their knowledge in this area is critical to getting your home sold and forging ahead on your own with unnecessary upgrades—or by deciding not to make needed upgrades—could be a major mistake and cost you quite a bit of money in the long run.

For more than 25 years, Omega Financial has been serving mortgage clients in Massachusetts. Our brokers have approximately 50 years in the mortgage business. You always will receive fast, courteous, and accurate information. Omega Financial, Inc. is a company duly licensed to operate in Massachusetts as a Mortgage Brokerage. We are located in the Town of Norwood, Massachusetts where we have been operating as Omega Financial Incorporated since 1988. Licensed by the Commissioner of Banks - License No. MB2671

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