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Rate Update: Interest Rates Continue to Defy Expectations
At the tail end of last year, a positive economic outlook prompted the Federal Reserve to raise the federal funds rate for the first time...
omegafinancialinco
2 min read


Don't Be in the Dark About Your Settlement Costs
Although your total settlement charges will vary depending upon the loan you’re getting, your interest rate and other factors, the fees...
omegafinancialinco
1 min read


Mortgage 101: The Basics of a Refinance
You may be hesitant to refinance because you don’t think you’ll qualify or you believe the process is too complex. In reality, however,...
omegafinancialinco
2 min read


10 Guidelines for Buying and Borrowing
Buying a home and getting a new mortgage can be daunting, but if you follow a few guidelines, you’ll be more likely to have a smooth...
omegafinancialinco
2 min read


Mortgage FAQ: What is Homebuilder Confidence?
"I’VE HEARD COMMENTATORS ON TV TALKING ABOUT ‘HOMEBUILDER CONFIDENCE’ RECENTLY. WHAT IS HOMEBUILDER CONFIDENCE AND WHY WOULD IT BE...
omegafinancialinco
1 min read


Mortgage FAQ: Should I Make Upgrades to my Home Before I Put it on the Market?
"I’M TRYING TO DECIDE IF I SHOULD MAKE UPGRADES TO MY HOME BEFORE I PUT IT ON THE MARKET. ARE THERE ANY GUIDELINES TO WHETHER OR NOT IT’S...
omegafinancialinco
2 min read


Being a Home Seller In Today's Housing Market
Much like being a buyer in today’s housing market, being a seller nowadays is different than it was just a few years ago. While market...
omegafinancialinco
2 min read


FAQs: How does your spouse’s credit affect your mortgage potential?
"Although my credit score is fairly good, my husband’s score is about 100 points lower than mine. Is his score going to be a problem when...
omegafinancialinco
2 min read


Interest Rate Update: Are the Rates Going to Remain Steady?
If you haven’t heard much about interest rates lately, you’re not alone. Interest rates haven’t been front-page news lately because...
omegafinancialinco
2 min read
Tax Time: Can Your Income Taxes Affect Your Credit Score?
Andy Emanuel from Omega Financial Inc., a mortgage brokerage in Norwood, MA, answers mortgage FAQs. Although having to pay a small tax...
omegafinancialinco
1 min read


Using Your Own Agent for a New Construction Purchase
If you’re considering purchasing a new construction home, one important thing that you’ll need to consider is whether or not to hire your...
omegafinancialinco
2 min read
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