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Real Estate 101: Disclosure Laws
When you sell your home, you’ll be required by law to disclose certain things about your home, namely any known material defects. The...
omegafinancialinco
2 min read


HARP Has Been Extended Into 2018
Originally scheduled to end this year, the Home Affordable Refinance Program (HARP) has been extended until the end of 2018 (December...
omegafinancialinco
2 min read


Purchase Your Home with Just 1% Down
One month's rent could get you into your dream home! You put down 1%, your lender contributes 2%*, giving you 3% equity at closing. Great...
omegafinancialinco
1 min read


Six Inexpensive Upgrades to Make
If you’re on a budget, making major renovations to your home before you sell may not be feasible. However, there are smaller improvements...
omegafinancialinco
2 min read


Mortgage FAQ: Is Another Housing Bubble on the Way?
"WITH HOME PRICES STILL CLIMBING, WILL WE GET TO A POINT WHERE PEOPLE ARE BEING PRICED OUT OF THE MARKET? AND IS IT POSSIBLE THAT WE’RE...
omegafinancialinco
2 min read


Mortgage FAQ: Is Now a Good Time to Tap Into My Home Equity?
"IS IT A GOOD TIME TO TAP INTO MY HOME EQUITY AND DO A CASH-OUT REFINANCE? I’D LIKE TO PAY OFF THE REST OF MY CREDIT CARD DEBT. I HAVE...
omegafinancialinco
2 min read


New Trended Credit Data May Help You Get a Mortgage
As a borrower, any advantage you can get in the loan approval process can be helpful in getting the best loan. Soon, you’ll have one more...
omegafinancialinco
2 min read


Facing the Competition: Get an Edge in a Multiple-Bid Situation
Now that we’re into the heart of the summer real estate season, you may have competition from other potential buyers—and you may be faced...
omegafinancialinco
2 min read


Having a Mortgage Can Be Good for You
For many people, the American dream isn’t just owning a home—it’s also paying off the mortgage. But why is it important to own a home...
omegafinancialinco
2 min read


Mortgage FAQ: How Do I Buy a Home that I'm Renting?
"THE OWNER OF THE HOME THAT I’M RENTING HAS DECIDED TO SELL AND I’M VERY INTERESTED IN BUYING THE HOME. HOW DO I GO ABOUT DOING THAT? DO...
omegafinancialinco
2 min read


Successfully Buying and Selling at the Same Time
If you’ve found a home you want to buy, but your current home hasn’t sold yet, don’t fret—you do have options: Carry two mortgages for a...
omegafinancialinco
2 min read


How to Choose the Right Home Near the Right School
How can you find the home near the schools that are best for you and your kids? Here are a few tips: Your search for schools should begin...
omegafinancialinco
2 min read


Rate Update: Interest Rates Continue to Defy Expectations
At the tail end of last year, a positive economic outlook prompted the Federal Reserve to raise the federal funds rate for the first time...
omegafinancialinco
2 min read


Are You Looking for a Quick Close? Here's How to Get One
Although closing delays are sometimes unavoidable, you—as a buyer—can take steps to help ensure that you have the quickest possible...
omegafinancialinco
2 min read


Mortgage FAQ: How Do I Repair Credit After Identity Theft?
"I WAS A VICTIM OF IDENTITY THEFT AND I’M IN THE PROCESS OF REPAIRING ALL OF THE DAMAGE (CLOSING FRAUDULENT ACCOUNTS, REMOVING BOGUS...
omegafinancialinco
2 min read


10 Guidelines for Buying and Borrowing
Buying a home and getting a new mortgage can be daunting, but if you follow a few guidelines, you’ll be more likely to have a smooth...
omegafinancialinco
2 min read


Mortgage FAQ: What is Homebuilder Confidence?
"I’VE HEARD COMMENTATORS ON TV TALKING ABOUT ‘HOMEBUILDER CONFIDENCE’ RECENTLY. WHAT IS HOMEBUILDER CONFIDENCE AND WHY WOULD IT BE...
omegafinancialinco
1 min read


Options for Paying—or Not Paying—Your Closing Costs
Many borrowers have long viewed closing costs as a sort of necessary evil of getting a loan. For them, settlement day means writing a big...
omegafinancialinco
2 min read


Mortgage FAQ: Should I Make Upgrades to my Home Before I Put it on the Market?
"I’M TRYING TO DECIDE IF I SHOULD MAKE UPGRADES TO MY HOME BEFORE I PUT IT ON THE MARKET. ARE THERE ANY GUIDELINES TO WHETHER OR NOT IT’S...
omegafinancialinco
2 min read


Being a Home Seller In Today's Housing Market
Much like being a buyer in today’s housing market, being a seller nowadays is different than it was just a few years ago. While market...
omegafinancialinco
2 min read
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