Mortgage FAQ: How Difficult is It to Get a Mortgage as Freelancer?
Although all mortgage lenders do have different requirements, getting a loan when your income comes from freelance work may not be as diffic
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Omega Financial Mortgage
- Sep 9, 2020
- 2 min
Rate Update: Mortgage Interest Rates Hit Record Lows
Let’s look at how the mortgage rates have been trending along with the reasons for those trends and what the future may hold.
Omega Financial Mortgage
- Sep 2, 2020
- 2 min
The Pros and Cons of Using a VA Loan
A Veterans (VA) loan may give active military personnel, retired veterans and sometimes surviving family members of veterans the ability to
Omega Financial Mortgage
- Aug 19, 2020
- 2 min
Mortgage FAQ: Does Having a High Credit Card Balance Affect My Credit Score?
As a good rule, it’s best to keep your balance at or below 30 percent of your credit limit.
Omega Financial Mortgage
- Aug 12, 2020
- 2 min
Here's What to Expect If You Want to Buy During the Pandemic
Despite the Covid-19 pandemic, real estate activity has continued across the country and will ramp up even more going forward.
Omega Financial Mortgage
- Aug 5, 2020
- 2 min
Is a Custom-Built Home Right for You?
Although having your own home built may seem a bit daunting, there are plenty of benefits of a custom-built home.
Omega Financial Mortgage
- Jul 23, 2020
- 2 min
Mortgage FAQs: Why Haven’t Home Price Come Down During the Current Economic Situation?
Home prices have been steady throughout the COVID-19 crisis and in many cases, prices have actually shown a small increase.
Omega Financial Mortgage
- Jul 16, 2020
- 2 min
You Don't Just Buy the Home—You Also "Buy" the Neighborhood
As you start zeroing in on the home you want to buy, here are a few key things you should consider about your potential neighborhood:
Omega Financial Mortgage
- Jul 9, 2020
- 2 min
Should You Get a Second Mortgage?
You’ll need to consider what taking out a second mortgage really means before you make that decision.
Omega Financial Mortgage
- Jun 16, 2020
- 2 min
Mortgage FAQs: Should Your Parents Co-Sign on a Mortgage?
Before deciding on whether or not to have a co-signer, you and your parents should think carefully about what co-signing on a mortgage reall
Omega Financial Mortgage
- Jun 12, 2020
- 2 min
After the Crisis: What You Can Do Right Now to Get Ready
If you’ve been waiting for the stay-at-home directives to ease before buying a new home, selling your current home or refinancing your mortg
Omega Financial Mortgage
- Jun 10, 2020
- 2 min
The Tried-and True 30-Year Fixed-Rate
Although most lenders offer a wide variety of loans, the 30-year fixed has become the industry standard—and for good reason. Here’s why:
Omega Financial Mortgage
- May 12, 2020
- 1 min
Buying or Selling a Home During the COVID-19 Pandemic? Here’s What You Need to Know
Find out what you need to know if you're thinking about buying or selling a home in the era of COVID-19 and social distancing. For more...
Omega Financial Mortgage
- Apr 17, 2020
- 2 min
Mortgage FAQ: Buying vs. Renting in an Expensive Neighborhood
If your heart is really set on living in this popular neighborhood, give your real estate agent the chance to make the dream come true.
Omega Financial Mortgage
- Apr 14, 2020
- 2 min
Questions That You May Have About the Interest Rates
Short- and long-term future of the interest rates is something that you’ll need to think about if you’ve been planning on buying a home or r
Omega Financial Mortgage
- Apr 8, 2020
- 2 min
How to Get and Keep Your Pre-Approval
When purchasing a home, getting a mortgage pre-approval is a good idea. There are benefits to being pre-approved, but a pre-approval does ha
Omega Financial Mortgage
- Mar 18, 2020
- 2 min
Mortgage FAQ: Is There a Benefit to Having a Perfect Credit Score?
"I RECENTLY CHECKED MY CREDIT SCORE AND IT’S VERY CLOSE TO 800. I'M THINKING ABOUT TRYING TO GO FOR A PERFECT SCORE OF 850. ARE THERE ANY...
Omega Financial Mortgage
- Mar 12, 2020
- 2 min
The Rise of Multi-Generational Homes
Over the past decade or two, a new trend has emerged in housing: multi-generational homes. If you’re planning on buying a home in the...
Omega Financial Mortgage
- Mar 10, 2020
- 2 min
Rate Update: Can the Interest Rates Go Even Lower?
If you’re looking to buy or refinance this year, the current interest rates will play a big part in your financing. With that in mind,...
Omega Financial Mortgage
- Feb 20, 2020
- 2 min
Mortgage FAQ: What Are the Upsides to Having a Loan with A Shorter Term
Becoming mortgage-free sooner is one of the prime reasons many people choose to get a loan with a shorter term, but there are other benefits
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