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Mortgage FAQ: Do I Need to Disclose a Financial Gift Before Buying a Home?
"I’M GETTING READY TO BUY MY FIRST HOME AND MY PARENTS HAVE OFFERED TO HELP BY GIVING ME MONEY FOR PART OF THE DOWN PAYMENT. WILL I NEED...
omegafinancialinco
2 min read


Buying a New Home and Renting Out Your Current Home
With rental rates on the rise, if you’ve ever thought about buying a new home and renting out your current home, now may be a great time...
omegafinancialinco
3 min read


Repairs to Request After the Inspection
You’ve found the perfect home, in the right neighborhood with the right number of bedrooms and bathrooms. The home inspection is done,...
omegafinancialinco
2 min read


Mortgage FAQ: Should I Get a Home Inspection Done Before the Closing?
"I’M CLOSING ON MY FIRST HOME AND MY REAL ESTATE AGENT SAID I SHOULD GET A HOME INSPECTION DONE BEFORE CLOSING. WHAT WILL THE INSPECTION...
omegafinancialinco
2 min read


Be Smart When it Comes to Your Home Remodeling Project
Although the true value of any home renovation is measured in the satisfaction and pleasure you’ll get from the finished project, if...
omegafinancialinco
2 min read


Your Offer Was Just Accepted. Now What?
When you make an offer on a home, you wait anxiously to see if it will be accepted. Sometimes you’re lucky enough to hear back within...
omegafinancialinco
2 min read


Mortgage FAQ: Should I Be Worried About a Delay in Closing Because of a Financing Issue?
"HAPPILY, WE HAVE A BUYER FOR OUR HOME AND THE PURCHASE HAS BEEN SMOOTH. HOWEVER, THERE’S A DELAY IN CLOSING BECAUSE OF A FINANCING...
omegafinancialinco
2 min read


Refinance Now to Take Advantage of the Low Rates
If you’ve been thinking about refinancing your mortgage, here’s a big question for you: What are you waiting for? With the interest rates...
omegafinancialinco
3 min read


Summer Home Buying: 7 Things to Do Now
With the summer buying season closing in, here are seven things you should do now to get ready: 1. Make a housing budget. Buying a home...
omegafinancialinco
2 min read


Mortgage FAQ: Should I Consider a Part-Time or Internet Real Estate Agency to Save Money?
"I’VE THOUGHT ABOUT SELLING MY HOME WITHOUT A FULL-TIME REAL ESTATE AGENT. I’VE HEARD THERE ARE PLENTY OF SITES ON THE INTERNET AND...
omegafinancialinco
2 min read


Rate Update: Will Interest Rates Continue to Be Low?
With the spring and summer buying season right around the corner, now is a good time to take a closer look at interest rates in terms of...
omegafinancialinco
2 min read


Get Your Debt-To-Income Ratio in Line
One crucial financial task to complete before you buy is to improve your debt-to-income ratio. What Is Debt-To-Income Ratio? Your...
omegafinancialinco
2 min read


Mortgage FAQ: Should I use an agent from outside my area?
"I’M THINKING ABOUT SELLING. A FRIEND REFERRED ME TO HER REAL ESTATE AGENT, BUT HER AGENT MAINLY WORKS IN A DIFFERENT AREA THAN WHERE I...
omegafinancialinco
2 min read


Maxing Out Your Home's Deductions
If you’re a homeowner and you want to maximize your tax deductions, here are four areas that can help you do that: Mortgage interest,...
omegafinancialinco
2 min read


The 2019 Outlook: Five Big Questions for the Coming Year
After what might be best described as an up and down year in 2018, what is in store for us in 2019 in terms of real estate and mortgage?...
omegafinancialinco
3 min read


Mortgage FAQ: What can we do if we can't find a house we want?
"WE’VE BEEN HOUSE HUNTING FOR OVER TWO MONTHS AND WE JUST CAN’T SEEM TO FIND THE HOUSE WE REALLY WANT TO BUY. WE’RE STARTING TO GET...
omegafinancialinco
2 min read


How to Buy a Home and Sell Your Current One at the Same Time
One of the biggest challenges a homeowner can face when looking to upgrade or move is trying to sell their current home while buying...
omegafinancialinco
2 min read


A Look Back: What We Learned in 2018
Here are four things we learned about real estate and lending in 2018: 1. We may have taken low interest rates for granted. Although...
omegafinancialinco
2 min read


Mortgage FAQ: How Can We Ensure that We'll Get a Good Mortgage Rate?
"WE’RE PLANNING ON BUYING A HOME IN 2019. WITH THE INTEREST RATES RISING LATELY, IS THERE ANYTHING THAT WE CAN DO NOW TO ENSURE THAT WE...
omegafinancialinco
2 min read


Primary Residence vs. Second Home vs. Investment Property
Is the home you’re buying a primary residence, a second home or an investment property? When you apply for a mortgage, you’ll need to...
omegafinancialinco
2 min read
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