Mortgage FAQ: Do I Need to Disclose a Financial Gift Before Buying a Home?
"I’M GETTING READY TO BUY MY FIRST HOME AND MY PARENTS HAVE OFFERED TO HELP BY GIVING ME MONEY FOR PART OF THE DOWN PAYMENT. WILL I NEED...
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omegafinancialinco
- Jun 13, 2019
- 3 min
Buying a New Home and Renting Out Your Current Home
With rental rates on the rise, if you’ve ever thought about buying a new home and renting out your current home, now may be a great time...
omegafinancialinco
- Jun 6, 2019
- 2 min
Repairs to Request After the Inspection
You’ve found the perfect home, in the right neighborhood with the right number of bedrooms and bathrooms. The home inspection is done,...
omegafinancialinco
- May 23, 2019
- 2 min
Mortgage FAQ: Should I Get a Home Inspection Done Before the Closing?
"I’M CLOSING ON MY FIRST HOME AND MY REAL ESTATE AGENT SAID I SHOULD GET A HOME INSPECTION DONE BEFORE CLOSING. WHAT WILL THE INSPECTION...
omegafinancialinco
- May 16, 2019
- 2 min
Be Smart When it Comes to Your Home Remodeling Project
Although the true value of any home renovation is measured in the satisfaction and pleasure you’ll get from the finished project, if...
omegafinancialinco
- May 9, 2019
- 2 min
Your Offer Was Just Accepted. Now What?
When you make an offer on a home, you wait anxiously to see if it will be accepted. Sometimes you’re lucky enough to hear back within...
omegafinancialinco
- Apr 25, 2019
- 2 min
Mortgage FAQ: Should I Be Worried About a Delay in Closing Because of a Financing Issue?
"HAPPILY, WE HAVE A BUYER FOR OUR HOME AND THE PURCHASE HAS BEEN SMOOTH. HOWEVER, THERE’S A DELAY IN CLOSING BECAUSE OF A FINANCING...
omegafinancialinco
- Apr 18, 2019
- 3 min
Refinance Now to Take Advantage of the Low Rates
If you’ve been thinking about refinancing your mortgage, here’s a big question for you: What are you waiting for? With the interest rates...
omegafinancialinco
- Apr 11, 2019
- 2 min
Summer Home Buying: 7 Things to Do Now
With the summer buying season closing in, here are seven things you should do now to get ready: 1. Make a housing budget. Buying a home...
omegafinancialinco
- Mar 28, 2019
- 2 min
Mortgage FAQ: Should I Consider a Part-Time or Internet Real Estate Agency to Save Money?
"I’VE THOUGHT ABOUT SELLING MY HOME WITHOUT A FULL-TIME REAL ESTATE AGENT. I’VE HEARD THERE ARE PLENTY OF SITES ON THE INTERNET AND...
omegafinancialinco
- Mar 21, 2019
- 2 min
Rate Update: Will Interest Rates Continue to Be Low?
With the spring and summer buying season right around the corner, now is a good time to take a closer look at interest rates in terms of...
omegafinancialinco
- Mar 14, 2019
- 2 min
Get Your Debt-To-Income Ratio in Line
One crucial financial task to complete before you buy is to improve your debt-to-income ratio. What Is Debt-To-Income Ratio? Your...
omegafinancialinco
- Feb 12, 2019
- 2 min
Mortgage FAQ: Should I use an agent from outside my area?
"I’M THINKING ABOUT SELLING. A FRIEND REFERRED ME TO HER REAL ESTATE AGENT, BUT HER AGENT MAINLY WORKS IN A DIFFERENT AREA THAN WHERE I...
omegafinancialinco
- Feb 7, 2019
- 2 min
Maxing Out Your Home's Deductions
If you’re a homeowner and you want to maximize your tax deductions, here are four areas that can help you do that: Mortgage interest,...
omegafinancialinco
- Feb 6, 2019
- 3 min
The 2019 Outlook: Five Big Questions for the Coming Year
After what might be best described as an up and down year in 2018, what is in store for us in 2019 in terms of real estate and mortgage?...
omegafinancialinco
- Jan 22, 2019
- 2 min
Mortgage FAQ: What can we do if we can't find a house we want?
"WE’VE BEEN HOUSE HUNTING FOR OVER TWO MONTHS AND WE JUST CAN’T SEEM TO FIND THE HOUSE WE REALLY WANT TO BUY. WE’RE STARTING TO GET...
omegafinancialinco
- Jan 15, 2019
- 2 min
How to Buy a Home and Sell Your Current One at the Same Time
One of the biggest challenges a homeowner can face when looking to upgrade or move is trying to sell their current home while buying...
omegafinancialinco
- Jan 7, 2019
- 2 min
A Look Back: What We Learned in 2018
Here are four things we learned about real estate and lending in 2018: 1. We may have taken low interest rates for granted. Although...
omegafinancialinco
- Dec 9, 2018
- 2 min
Mortgage FAQ: How Can We Ensure that We'll Get a Good Mortgage Rate?
"WE’RE PLANNING ON BUYING A HOME IN 2019. WITH THE INTEREST RATES RISING LATELY, IS THERE ANYTHING THAT WE CAN DO NOW TO ENSURE THAT WE...
omegafinancialinco
- Dec 7, 2018
- 2 min
Primary Residence vs. Second Home vs. Investment Property
Is the home you’re buying a primary residence, a second home or an investment property? When you apply for a mortgage, you’ll need to...
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