7 Resolutions for the Upcoming Year
1. Keep an eye on your credit. With identity theft increasingly more common, you should review your credit report regularly. Also, if...
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omegafinancialinco
- Nov 16, 2018
- 2 min
Mortgage FAQ: Is It a Bad Idea to Refinance Now?
"WITH THE RECENT RISE IN INTEREST RATES, IS REFINANCING RIGHT NOW A BAD IDEA? I’D LIKE TO DO A CASH-OUT REFINANCE TO PAY OFF SOME DEBT,...
omegafinancialinco
- Nov 15, 2018
- 2 min
Should You Close an Unused Credit Card? The Pros and Cons
One of the most frequent questions that mortgage professionals, financial advisors and credit experts get is, “Should I cancel a credit...
omegafinancialinco
- Nov 6, 2018
- 2 min
Living in Your Home When It's Up for Sale
Living in a home that’s for sale can be stressful and it can be a real disruption to your normal routine. However, by using several...
omegafinancialinco
- Oct 17, 2018
- 2 min
Mortgage FAQ: How Do We Set Our Home's a List Price with No Comps?
"THERE HAVE BEEN VERY FEW HOME SALES IN OUR AREA. HOW CAN WE SET OUR LIST PRICE IF WE DON’T HAVE ANY COMPARABLE SALES TO GO BY? ALSO, TO...
omegafinancialinco
- Oct 10, 2018
- 2 min
Your Remodel: Avoid These Six Home Improvement Mistakes
One of the best ways to add value to your house is through a home improvement project. However, there are plenty of pitfalls when it...
omegafinancialinco
- Oct 3, 2018
- 2 min
Your Credit Score May Have Gone Up
Over the past year and a half, the big three credit bureaus of Equifax, TransUnion and Experian have made some subtle yet important...
omegafinancialinco
- Sep 18, 2018
- 2 min
Mortgage FAQ: Should I Invest in Smart Home Technology?
I’VE HEARD THAT SMART HOMES ARE ALL THE RAGE LATELY. IF I’M GOING TO SELL MY HOME, IS IT WORTH IT FOR ME TO MAKE UPGRADES TO MY HOME TO...
omegafinancialinco
- Sep 12, 2018
- 2 min
Why You Should Consider a Pre-Listing Home Inspection
Even though almost all home sales are contingent upon a buyer’s inspection, as a seller you should strongly consider getting your own...
omegafinancialinco
- Sep 5, 2018
- 2 min
Rate Update: Current and Future Trends
Now that the spring/summer real estate season is over, let’s look at recent interest rate trends—and what may be in store in the coming...
omegafinancialinco
- Aug 22, 2018
- 2 min
Mortgage FAQ: What Happens I Have a Shortage or Overage in My Escrow Account?
"I RECEIVED A NOTICE STATING THAT MY ESCROW ACCOUNT IS PROJECTED TO HAVE A SHORTAGE AND I NEED TO MAKE A PAYMENT TO MY LOAN PROVIDER....
omegafinancialinco
- Aug 15, 2018
- 2 min
...And How to Sell a Home in the Fall Months
Much like buying a home in the fall, selling a home in the fall is similar to selling at any other time of year. However, the current...
omegafinancialinco
- Aug 9, 2018
- 2 min
How to Buy a Home in the Fall Months...
With summer starting to wind down, let’s turn our attention to the fall buying and selling season. First up: Buying a home in the fall...
omegafinancialinco
- Jul 26, 2018
- 2 min
Is a 5/1 ARM the Right Loan for You?
Although a fixed-rate mortgage is often the go-to mortgage for many borrowers, a certain kind of adjustable-rate mortgage (ARM)—namely a...
omegafinancialinco
- Jul 19, 2018
- 2 min
Stay in Touch With Your Pros—Even If You Aren't Buying Yet
Do you think that the services of a real estate agent and a mortgage broker are useful only when you’re getting ready to buy, sell or...
omegafinancialinco
- Jul 12, 2018
- 2 min
Mortgage FAQ: How Can We Improve Our Small Kitchen Space Before Listing Our Home for Sale?
"WE LIVE IN AN OLDER HOUSE THAT HAS A VERY SMALL KITCHEN AND I’M AFRAID IT’S GOING TO BE A TURN-OFF TO POTENTIAL BUYERS WHEN WE LIST OUR...
omegafinancialinco
- May 31, 2018
- 2 min
Mortgage FAQ: What's the Best Time of the Year to Sell?
"WE’RE LOOKING TO MOVE INTO A LARGER HOUSE THIS YEAR. WE’D LIKE TO SELL QUICKLY AND, OF COURSE, FOR THE HIGHEST PRICE WE CAN GET. WHEN...
omegafinancialinco
- May 17, 2018
- 3 min
How to Buy a Home When It's a Seller's Market
Due to a combination of low inventory and other factors, many experts are saying that this season’s housing market will be very...
omegafinancialinco
- May 10, 2018
- 2 min
Don't Be Too Worried About the Rate Hikes
If you’re worried about the recent rise in interest rates, you shouldn’t be. Yes, interest rates have risen about a half of a percentage...
omegafinancialinco
- Apr 17, 2018
- 2 min
Mortgage FAQ: Can I Use a Tax Refund for a Down Payment on a Home?
"I’D LIKE TO PUT MY TAX REFUND TOWARDS MY DOWN PAYMENT, BUT I KNOW THAT THE FUNDS FOR MY DOWN PAYMENT NEED TO BE IN MY ACCOUNT WELL...
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