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Mortgage FAQ: How Does the Equifax Data Breach Affect My Credit?
For more information on the Equifax data breach, visit Equifax’s dedicated website at https://www.equifaxsecurity2017.com or talk to your mo
omegafinancialinco
2 min read


10 Years After the Bubble: Buying Then vs. Buying Now
Back in 2007, we were just starting to see what would become known as the bursting of the housing market bubble. That was ten years ago....
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2 min read


Now May Be a Great Time to Sell
Have you been thinking about selling? If so, the time may be right. Although market conditions in different areas can vary, recent...
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2 min read


Mortgage FAQ: Will an "Authorized User" Credit Card Show Up in a Credit Report?
"WE HAVE A CREDIT CARD IN OUR NAME THAT OUR DAUGHTER IS ALSO AUTHORIZED TO USE (IN CASE OF AN EMERGENCY). SHE’S GETTING READY TO BUY HER...
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2 min read


Rate Update: The Interest Rates Remain Steady, for Now
Now that the traditional buying and selling season is winding down, let’s take a look at mortgage interest rates over the past few...
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2 min read


Mortgage 101: FHA Streamline Refinance
What sets an FHA Streamline Refinance apart from a conventional refinance is that verification of your income, employment and credit...
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2 min read


Buying and Selling in the Fall Is Different Than in Other Seasons
Although spring and summer are considered to be the prime seasons for real estate, the fall—which is right around the corner, by the...
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2 min read


Don't Get Hung Up On Purchase Price
Many buyers get overly focused on the price of their targeted new home and end up haggling over what turns out to be just a drop in the...
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2 min read


Mortgage FAQ: How is a Jumbo Loan Different than a Regular Loan?
"I’M BUYING A LARGER HOME THAN I HAVE NOW AND MY BROKER SAID I MAY NEED A JUMBO LOAN. I KNOW THAT A JUMBO LOAN IS A MORTGAGE FOR A HIGHER...
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2 min read


The Best (and Worst) Bang For Your Remodeling Buck
Whether you’re considering making upgrades before you put your home on the market or simply looking to add to the overall value of your...
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2 min read


Save Money When You Buy a New Home
If you’re looking to save money when you buy, there are different ways you can do that (besides buying a less-expensive home, of course)....
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2 min read


Mortgage FAQ: Should I Refinance Now or Wait Until Rates are Lower?
"WITH THE INTEREST RATES GOING UP RECENTLY, WOULD IT STILL MAKE SENSE FOR ME TO REFINANCE NOW OR SHOULD I WAIT UNTIL THE RATES ARE...
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2 min read


Make Your Home More Eco-Friendly
If you want to make your home more eco-friendly, there are many ways to accomplish that. The simplest way to be more eco-friendly is to...
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2 min read


The New Year: The 2017 Real Estate and Mortgage Outlook
Many real estate and mortgage experts are unsure of how the new year will play out—and “uncertainty” seems to be the catchword for 2017....
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2 min read


Mortgage FAQ: Choosing a Mortgage Settlement Company
"I’M BUYING A NEW HOME AND MY MORTGAGE BROKER RECOMMENDED A SETTLEMENT COMPANY FOR MY CLOSING. DO I HAVE TO USE THIS PARTICULAR COMPANY...
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2 min read


Purchase Your Home with Just 1% Down
One month's rent could get you into your dream home! You put down 1%, your lender contributes 2%*, giving you 3% equity at closing. Great...
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1 min read


10 Ways to Boost Your Credit Score Now If You're Buying Next Spring
Spring may seem like quite a ways off, but if you’re looking to buy in 2017—and your credit isn’t as good as it could be—you should start...
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2 min read


Common Investing Mistakes to Avoid as a Real Estate Investor
As a real estate investor, even the smallest misstep can be catastrophic. Here’s how to avoid a few of the most common mistakes:
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2 min read


Mortgage FAQ: What Paperwork Do I Need For a Mortgage?
"I’M GETTING READY TO APPLY FOR MY FIRST MORTGAGE. I KNOW I HAVE TO FILL OUT AN INITIAL LOAN APPLICATION, BUT WHAT PAPERWORK WILL I BE...
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1 min read


Six Inexpensive Upgrades to Make
If you’re on a budget, making major renovations to your home before you sell may not be feasible. However, there are smaller improvements...
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2 min read
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